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Vive Pay & Protect

Secure Tuition, Housing & Living Payments — with FX Lock, Loans & Escrow

Give families peace of mind and universities guaranteed, fraud-free funds. Pay locally in South Asia, settle in the UK, and release via visa-linked escrow. Flexible loans, transparent FX, and instant confirmations.

FCA-aligned (via partner EMI) KYC/AML & CAS-Ready™ Parent & University Dashboards
FX LockRate secured at offer
EscrowRelease on visa/CAS
LoansSouth Asia ↔ UK
InstantPayment proofs

What Vive Pay & Protect Covers

One checkout for tuition, housing, living, and insurance. Funds verified, risks minimized.

Tuition & Fees

Pay in local currency; we handle FX and settlement to the university with escrow & instant confirmation.

Housing & Deposits

Secure accommodation payments with proof for landlords/providers; deposit protections included.

Living & Insurance

Bundle health/travel insurance and living allowances; staged disbursements reduce misuse.

Loans via Partner Banks

Education loans in BD/IN/NP with UK disbursement. Transparent APRs and visa-aligned schedules.

FX Hedging & Lock

Lock the exchange rate at offer acceptance. Families know exactly what they’ll pay—no surprises.

Visa-Linked Escrow

Funds sit in escrow; auto-released on CAS/visa issuance. Refund logic handles refusals/deferrals.

How It Works

1
Create Payment Plan
Select tuition, housing, insurance; choose pay-in-full or loan.
2
KYC & CAS-Ready™ Check
Upload docs; AI flags gaps; university sees readiness score.
3
FX Lock
Secure the rate and freeze your total in local currency.
4
Escrow Deposit
Funds/loan move to escrow; instant proof to university.
5
Visa/CAS Trigger
Upon issuance, escrow releases to the university/provider.
6
Parent & Uni Dashboards
Live visibility of payments, milestones, and receipts.

Simple, Transparent Fees

Indicative pricing — final fees depend on corridor and partner bank. Universities may qualify for reduced rates with volume.

ServiceWho PaysFeeNotes
Tuition Payment & FX LockFamily1.5%–3.0%Includes bank transfer & instant proof
Escrow HandlingFamily£25–£75Visa/CAS-linked release
Education Loan OriginationBankPartner marginTransparent APRs; no hidden fees
University SubscriptionUniversityTieredFraud-free funds & faster CAS
Refunds & Deferrals: In case of visa refusal/deferral, escrow enables faster, auditable refunds per university policy.

Compliance & Trust

KYC/AML Bank-grade checks on senders & beneficiaries
CAS-Ready™ AI document QA + visa readiness scoring
Escrow Release tied to verified milestones (CAS/visa)
Parent Portal Consent-based visibility & receipts
University Dashboard Instant proofs; finance reconciliation
Fraud Shield Payment provenance & audit trail end-to-end

Early Banking & Payment Partners

Logos for illustration — replace with your confirmed partners inside Webflow CMS.

Frequently Asked Questions

How does the FX lock work?

You secure your exchange rate at offer acceptance and have a time window to complete payment. This removes surprise currency moves for families.

What triggers escrow release?

Escrow releases upon verified milestones such as CAS issuance or visa approval, depending on the university agreement.

Do you provide loans directly?

Loans are issued by partner banks in South Asia and serviced into the UK. Vive provides origination, KYC, and disbursement rails.

Is this FCA-regulated?

We operate under FCA-aligned frameworks via licensed partners (EMI/PI). As volumes scale we will pursue our own licensing.

Ready to make student payments safe & instant?
Universities: ask about our fraud-free funds guarantee & reconciliation API.

Get Started

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© Vive Education Group UK. Payment services are provided in cooperation with licensed banking/EMI partners. Features shown represent current and roadmap capabilities.